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Retirement Planning Process

Your Retirement Journey

Outline of Retirement Planning Process with Michael Frontera CFP®, RICP®, ChFC®

1. Introduction: The initial phase of the retirement planning process involves getting you familiar with the other steps in the planning* process. We'll also talk about things like:

  • What can I expect from working with Michael?
  • What is my role and what are my responsibilities?
  • What will this cost me?

2. Decide Destination: Here, you will be asked to look into the future and describe your goals. What are you looking to accomplish?

  • A plan for a comfortable retirement?
  • Education planning for your children?
  • Creating an efficient estate?

We will talk about your primary goals and "drill down" further to uncover other issues of importance to you.

3. Review Route: A thorough analysis of all known factors of your financial life will be performed. Your financial strengths and weaknesses will be outlined for you-- as well as what specific action steps need to be taken to achieve your goals.

4. Begin Route Guidance: The most important step in the planning process is this implementation phase.

Here, actions that we have both decided are the most important for you to reach your destination are taken on a step-by-step basis .

5. Navigate Route: As your life evolves and changes, so do taxes, the market, and the world. At this phase, Michael will help you monitor your financial "direction of travel" and help you make the necessary course adjustments along the way.


“The best time to plant a tree is twenty years ago.
The second best time is today.”
- African Proverb

 

If you would like to meet with Michael to discuss your specific financial goals, click the button below! There is no charge for the initial meeting and you can choose a time that is convenient for you.

P.S. Be sure to check out the "Initial Meeting Information" section of the site!